Help your business and join the 97% of reviewers that recommend Expend

Designed to support your unique business needs

Every business is different, that’s why we don’t just offer our smarter Expend Mastercards, we provide support for every payment type.

We’ve also made it super easy to import or create your own categories, tax types and security rules to mirror your organisation.

Invite your accountant to support your MTD filings and reclaim more VAT. Plus, we’ve made it simple for accountants and managers of multiple businesses to switch between them with just one login.

All the tools you need to manage expenses in one place

We’ve built our intuitive mobile app for employees to easily manage out-of-pocket expense claims, track mileage claims, auto scan receipts and invoices whether they’ve paid with a corporate credit card, personal account, business bank account or PayPal.

Let your employees submit faster, more accurate expense reports of any type on the go!

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Empower employees with our smart expenses card

Expend is designed to work with and without our smart expense card.

The Expend card provides flexibility that traditional payment cards cannot. Customise daily, weekly, monthly, yearly and project budgets. Toggle card settings from online and contactless payments to ATM withdrawals.

Drive efficiency through enhanced automation and capture accurate expenses as they happen.

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Expend card

Streamlined administration and smart automation

Expend scales with your business so you can easily control spending, rebill clients, track and cross charge between departments. Easily review, approve or reject all expense types.

Set smart email rules and leave us to scan and manage your invoices as they hit your inbox.

Plus, save even more time through automated alerts, receipt-chasing reminders and with our intelligent Expend assistant.

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Efficient management of your business, departments, and teams.

Regardless of your company size, organising your team effectively is vital to the way you run your business – and how you account for your expenses.

Our Teams feature allows you to allocate multiple members into teams, select who is responsible for the approval of those expenses, and mirror your organisational structure within your dashboard.

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Leading partners and Accounting integrations

Take advantage of our click-free syncing that sends your transaction and expense data directly into Xero or QuickBooks instantly, whenever changes are made.

Plus, save your business even more time and money with our hand-picked Marketplace Partners.

So however your business spends, make Expend your hub for all your expenses.

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"The best in their class. Highly recommended. 10/10"

Tracy E

With such a large team travelling around the world with The Maiden Factor project at the moment their Expend Cards give us the freedom to monitor our spend and also I know that everyone always has access to funds. Easy to use and cuts down on time doing expenses for accounts!

Avatar for Scott


Expenses used to be a real pain point for us, some staff members found them so time-consuming they were submitting 3 or 4 months worth at once, leaving our accounts team with a backlog of expense payments to process... Expend has changed this just have to fill them out as you go along. Added benefits include not losing receipts... reporting easily and overall control of what each person is able to spend. We're very happy... and I would highly recommend this.

Spirit M

Spirit Group have been a customer for a number of months now and have been very happy with the product and service. A real time-saving initiative for all our staff. Would totally recommend to any small to mid-size businesses.